Our Products

NON- STATUS- RESIDENTIAL OR COMMERCIAL MORTGAGES AND SECURED LOANS

• Purchase and remortgages considered for applicants with unsatisfied CCJ’s and arrears
• Applications considered for self certification, applicants with CCJ’s, arrears and or Defaults
• Capital raising for any purpose.
• Debt consolidation for any purpose
• Buy-To-Let-Investment Properties (not currently regulated by the Financial Services Authority.
• Employed or self employed applicants considered for self- certification.
• Council Right to Buy RTB or Shared ownership right to acquire (stair- casing)
• IVA’s and discharged Bankrupts accepted.
• Unlimited CCJ’s, arrears or defaults.
• Commercial Loans up to 85% of the property value (not currently regulated by the Financial Services Authority)
• Decision in principle within 1 hour!
• No up front fees payable- Special no valuation or Legal fee packages!
• Competitive WHOLE OF MARKET rates!
• Fast completions! From the issue of a standard mortgage offer, 66% of our last 50 customers have completed within 7 days using our recommended Legal conveyancers Goldsmith Williams.
• Decision in principle within 1 hour!
• Repossession notices and eviction notices stopped!
• Independent whole of market FSA registered mortgage advisors with 20 years experience!

Written quotations available on request- without cost or obligation.

The overall cost for comparison is 8.7%APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but our minimum fee will be £1750 up to a maximum 3% of the loan amount.

Consolidating existing debts may increase the total cost and extend the repayment period. Think carefully before securing other debts against your home / Property. Your home / property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Please ask for a personalised illustration of terms and conditions provided in a Keyfacts document.
LOAN SUBJECT TO PERSONAL STATUS AND LOAN AMOUNT.

Mortgages or Remortgages

From £10 000 to £1 000 000

Why not unlock the equity in your home and clear all your existing credit, and replace it with one lower easy to manage monthly payment, saving hundreds of £££’s per month.

We will research our `whole-of-market` panel of lenders and find you the best deal at the best rate for your circumstances & loan amount. What ever type of mortgage you are looking for; remortgage, purchase, right to buy, buy to let, we can find it for you. We pride ourselves on treating customers fairly.

Bridging Finance & Short Term Loans

A bridging loan provides fast access to short-term funds with the minimum of fuss.

A little known form of finance. A bridging loan has many uses, including:

1. Buying property quickly, for example Auction.

2. Buying a new property before you’ve sold the one you live in.

3. Property refurbishment/development, i.e. buying property, renovating and then re- selling.

4. Buying a new property whilst a long-term mortgage is in place.

Secured Loans

Secured Loans from £5,000 to £500,000

A secured loan enables you to take advantage of the equity tied up in your home.

You may borrow significantly more than an- unsecured loan and spread your repayments
Over & up to 30 years, this keeps monthly payments low.

Commercial Finance

Finance can be raised for your business (existing or new) without the need For you to go on bended knee to the Bank Manager! Our business loans are secured against all types of commercial property (even leasehold), including offices, shops, industrial units, pubs, restaurants, takeaway units, hotels and farms.

Some of the benefits:-

1. No business plan or cash-flow forecast required.

2. We do not want to get involved in your business.

3. We do not want shares in your company.

As long as there is sufficient equity in your commercial property, & you can afford the monthly re-payments; we should be able to help!

An arrangement fee of up to 10% in respect of SECURED LOANS & 2% in respect of COMMERCIAL LOANS may be payable on completion. A typical fee would be £1750. Loans subject to status. All loans secured on property. SECURED LOANS, MORTGAGES AND COMMERCIAL MORTGAGES ALL OFFERED AT COMPETITIVE RATES AND TERMS.